If you’re looking for an easy way to earn extra cash just by opening a bank account, ING’s current referral promotion is worth checking out.Right now, new customers can earn a $125 bonus when they open an ING Orange Everyday account and complete a few simple eligibility steps. In this guide, I’ll exp exactly how it works, who is eligible, and how to make sure you don’t miss out on the bonus.

What Is the ING $125 Bonus?

ING Australia regularly offers a signup bonus for new customers who open an Orange Everyday account through a referral campaign.

When you meet all the required conditions within the set timeframe, ING credits $125 directly into your account. The process is 100% online, and there are no account-keeping fees on the Orange Everyday account.

This makes it a popular option for people who want:

• A digital bank account

• Cashback-style rewards

• A simple, no-fee everyday banking option

Who Can Apply?

You may be eligible if you:

• Are a new ING customer

• Don’t currently hold an ING Orange Everyday account

• Are an Australian resident with valid ID

Always double-check ING’s official terms and conditions before applying, as eligibility rules can change.

Step-by-Step: How to Get the $125 Bonus

1️⃣ Open an ING Account Using a Referral Link

Start by opening an ING Orange Everyday account using the official referral link below:

👉 https://campaigns.ing.com.au/refer?code=Khj110&p=d

During the signup process, ensure the referral code Khj110 is applied. This is essential for the bonus to track correctly.

2️⃣ Deposit $1,000 into Your New Account

Once your account is open:

• First you can deposit $1 from another bank account to activate account and then,

• Deposit at least $1,000 from another bank and keep it atleast for 24-48hrs and after that if you want you can withdraw it

• This must be done within any calendar month

The money does not need to stay in the account permanently — the requirement is simply to complete the deposit within the timeframe.

3️⃣ Make 5 Settled Card Purchases

• Once your account is activated, make sure you have ordered debit card to do 5 purchase in the same calender month (Note - Card usually takes 4-5 days or a week to arrive and once it arrived make sure you did 5 transactions)

Use your ING debit card to make at least 5 settled purchases within the same month.

These can be everyday expenses like:

• Groceries

• Coffee

• Fuel

• Online shopping

Small purchases count, as long as they fully settle (not pending).

4️⃣ Activate a Savings Maximiser Account

To complete the final requirement:

• Open an ING Savings Maximiser

• Deposit any amount (even $1) into it to activate the account

This step ensures you meet ING’s full eligibility criteria for the bonus.

When Will You Receive the Bonus?

After all eligibility conditions are met:

• You can check whether you’ve completed the requirements by going to
  Account → Features & Benefits / Interest in your ING app or internet banking.
  A tick mark indicates that a requirement has been successfully fulfilled.

• ING processes the bonus automatically — no manual claim is required.

• The $125 bonus is usually credited within 1–2 months after all conditions are met.

💡 Pro Tip

If the bonus isn’t credited in the first month, continue meeting the conditions in the following month (for example, depositing $1,000 and making 5 settled card purchases). In many cases, the bonus is credited once all requirements are clearly met within a full calendar month.

• You’ll see the bonus appear directly in your Orange Everyday account.

✅ Tips to Make Sure You Qualify

• ✔️ Double-check that the referral code is applied

• ✔️ Complete all steps in the same calendar month

• ✔️ Ensure card transactions are fully settled

• ✔️ Keep screenshots or confirmation emails for reference

Following these tips helps avoid delays or missed bonuses.

Is the ING Bonus Worth It?

For many people, yes — especially if you:

• Already plan to open a new bank account

• Want a fee-free everyday account

• Like earning bonuses with minimal effort

Since there’s no monthly account fee, many users choose to keep the account even after receiving the bonus.

Disclosure

This article contains a referral link. Bonus eligibility is subject to ING’s terms and conditions, which may change at any time. Always review the official ING website before applying.

Quick Summary

✔️ Open an ING Orange Everyday account
✔️ Deposit $1,000 within a calendar month and withdraw after 24hrs (in case if you don't want to keep it)
✔️ Make 5 settled card purchases
✔️ Activate a Savings Maximiser
✔️ Receive a $125 bonus

👉 Click here to get started:
https://campaigns.ing.com.au/refer?code=Khj110&p=d